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The sexually explicit conversation takes place between two or more persons via telephone, especially when at least one of the participants masturbates or engages in sexual fantasy.
Phone sex conversation may take many forms, including: guided fantasy, sexual sounds, narrated and enacted suggestions; sexual anecdotes and confessions; candid expression of sexual fantasies, feelings, or love, and/or discussion of very personal and sensitive sexual topics.
Phone sex is a conversation between two or more people on the phone where one or more of the individuals is describing the act of sex.
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Guarantee Credit ensures no one who has reached the qualifying age has to live on a weekly income of less than £159.35 for a single person or £243.25 for a couple.
This amount may be more for those who: Savings Credit is not available to people who reach State Pension age on or after 6 April 2016 – unless they have a partner who reached State Pension age before this date and were already getting Savings Credit.
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